This portfolio is aimed at maximising growth through investment principally in equity orientated investments, although an allocation to cash may be used in times of market uncertainty. Potentially it carries the highest level of volatility and risk coupled with the highest potential for long-term growth at the risk of short to medium-term loss. Typically this portfolio would form part of a wider wealth management strategy determined by the client, their professional advisor or our Relationship Managers. It is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years.
Global equity
| Global Equity | Q2 2023 | 2 years | 3 years | 10 years |
| Sterling | 1.3% | 17.4% | 8.0% | 99.0% |
| US Dollar | 5.1% | 3.5% | 6.5% | 60.5% |
| Euro | 3.6% | 11.8% | 12.7% | 90.8% |
Global growth
This portfolio is aimed at optimising growth through investment principally in equity orientated investments. More moderate asset allocations can also be made to fixed income securities, alternatives and cash, as market conditions dictate. Potentially it carries a lower level of volatility and risk than the Global Equity portfolio however the high level of equity investment means that volatility is still likely to be towards the upper end of the risk spectrum and there is the risk of short to medium-term loss. The portfolio is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years
| Global GROWTH | Q2 2023 | 2 years | 3 years | 10 years |
| Sterling | 0.5% | 11.6% | 3.0% | 73.4% |
| US Dollar | 3.7% | 0.6% | 2.2% | 45.8% |
| Euro | 2.6% | 8.4% | 7.2% | 66.0% |
Global balanced
This portfolio is aimed at optimising returns through investment in a broad range of asset classes including equity orientated investments, fixed income securities, alternative investments and cash. The diverse nature of the asset classes should result in a moderate level of volatility and is therefore suitable for trustees and individuals alike although the level of equity investment determines that the portfolio is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years as there is the risk of short to medium-term loss
| Global BALANCED | Q2 2023 | 2 years | 3 years | 10 years |
| Sterling | -0.1% | 5.1% | -1.1% | 50.3% |
| US Dollar | 2.5% | -2.3% | -0.7% | 32.2% |
| Euro | 1.7% | 3.8% | 2.2% | 43.2% |
Global conservative
This portfolio is aimed at achieving more consistent returns utilising a conservative approach to asset allocation. Investment is principally in fixed income securities with more moderate allocations to equities, alternative investments, and cash. The diverse nature of the asset classes should result in a lower level of volatility and is therefore suitable for trustees and individuals alike, although the level of equity investment determines that the portfolio is only suitable for investors with a low to moderate risk appetite, with a minimum time horizon in excess of three years, as there is the risk of short to medium-term loss.
| GLOBAL Conservative | Q2 2023 | 2 years | 3 years | 10 years |
| Sterling | -0.8% | -1.3% | -5.3% | 26.5% |
| US Dollar | 1.2% | -5.3% | -4.1% | 16.9% |
| Euro | 0.8% | -0.8% | -2.8% | 19.7% |
Global Low Risk
Capital preservation is the over-riding consideration and as such this portfolio is aimed at producing positive returns over any twelve-month period through investment principally in fixed income securities coupled with only modest allocations to equities, alternatives and cash. The asset allocation policy determines that there is a low level of volatility however the potential for capital growth will be limited by the need to preserve capital. The investment policy coupled with a focus on downside risk management means that this portfolio is suitable for low risk investors with a minimum time horizon of one year and over.
| Global Low Risk | Q4 2021 | 1 year | 3 years | 5 years |
| Sterling | 0.25% | 0.18% | 1.73% | 8.69% |
| US Dollar | 0.30% | -0.07% | 2.10% | 15.09% |
| Euro | 1.45% | 2.36% | 5.27% | 13.82% |
